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Sunday, March 27, 2016


        THE RIGHT ANGLE MEN’S CLUB MARCH MEETING 

The Right Angle Men's Club met on March 17, 2016 to enjoy comradery, a buffet lunch and to listen to Mr. Chris Bent discuss a wide range of topics including the eight books he has authored, his business at the Best of Everything, his career as a Navy Seal and his volunteer organization Vets Visiting Vets.    

The meeting began with the Pledge of Allegiance, a 50/50 raffle and the introduction of our guest speaker by Bill Cooper. Mr. Bent discussed an interesting array of topics and kept the audience entertained with numerous jokes and vignettes throughout his talk. Some of the key points from his presentation were:

·         His career as a Navy Seal:
·         Mr. Bent was part of Seal Team 4
·         He recovered the Gemini and Apollo space crafts
·         Roughly 80% of the Seal candidates quit before finishing the program
·         Hell week includes 250 ft. parachute drops, 15 mile hikes and only about 6 hrs. of sleep in a week
·         His early life in retail:  
·         After attending Yale University Mr. Bent became a Navy Seal
·         Upon completion of his multiple tours of duty as a Seal, Mr. Bent worked in retail at firms such as Lord and Taylor, B. Altman, J. Crew, Brooks Brothers and even the WWF
·         His store, the Best of Everything is a huge success which includes 4 locations in  Naples and 1 in Kennebunkport ME
·         T. J. Maxx visited the Best of Everything and said it is the finest retailer they have ever seen
·         His wife, a fabulous retail mind, runs an “analog” store with no reports – her sole focus is on the product and the customer
·         His writing career:
·         He authored 8 books including: 1-800 Laughing out Loud, 1-800 for Women Only, 1-800 for Vets Only, 1-800 I am Unhappy and 1-800 For Seals Only  
·         He used the “1-800” moniker in the title as a way to lighten the mood and to enable a vehicle to provide friendly advice much like a 1-800 phone number/help desk
·         Selling millions of copies, his books are inspirational, straight-talking, often irreverent and humorous insights of self-discovery about life as we should know it
·         His charitable work – Mr. Bent formed “Vets Visiting Vets”:
·         Veterans are out there waiting for someone to talk to
·         You can request a visit from a fellow Veteran or visit a fellow Veteran
·         Visit the website: VetsVisitingVets.com to get assigned a Veteran to visit
·          
Mr. Bent took a few questions from Right Angle members about his interesting life story and his charitable work.  
The meeting was adjourned at approximately 1:30 with Paul L’Esperance providing a small token of appreciation to Mr. Bent.  
 

Monday, February 15, 2016


        THE RIGHT ANGLE MEN’S CLUB FEBRUARY MEETING 

The Right Angle Men's Club met on February 11, 2016 to enjoy comradery, a buffet lunch and to present  Ms. Jennifer Pash as our guest speaker.   

The meeting began with the Pledge of Allegiance, a 50/50 raffle and the introduction of our guest speaker by Bill Cooper. Ms. Pash spoke about the world’s largest Habitat for Humanity Chapter located in Collier County, Florida. Some of the key point from her presentation were:

1)      The Collier County Habitat chapter was established in 1978 and is now 38 years since then. Over 1,850 families in Collier County own Habitat homes and approximately 300 have already paid off their mortgages.
2)      Collier County was the second affiliate in the U.S. after the initial affiliate was created in Georgia. Millard Fuller founded Habitat, not Jimmy Carter who is arguably the most famous Habitat volunteer.  
3)      Eight communities are now completed with Victoria Falls being the first Naples neighborhood.
4)      Faith Landing (in Immokalee) and Legacy Lakes (in Naples) are the two communities where building is currently occurring.
5)      Attached villas were previously being built, but now Habitat has returned to building single family homes. The prior home was 1,069 sq. ft. and the new, single family house is roughly 1,200 sq. ft.
6)      There are 15 families that apply for each home that Habitat can build. Habitat in Collier County can enable about 6 families a month to own  at this time. The average mortgage payment is $650/month and it is an interest free loan with Habitat holding the mortgage.
7)      Potential new home owners must provide 500 hours of ‘sweat equity”, a $1,500  minimum down payment, live in Collier County for at least 1 year and have no criminal record.
8)      The sale price of the attached villa was $125K and the price of the new home model is $140K.

Ms. Pash answered questions from Right Angle Members and provided additional insight into our local Habitat chapter including how applicants are selected for homes and the funding process.

The meeting was adjourned at approximately 1:30 with Paul L’Esperance providing a small token of appreciation to Ms. Pash.  

Friday, January 15, 2016

Cindy Carroll, State Certified Real Estate Appraiser, speaks at The Right Angle Men's Club January Meeting

Our January 2016 Speaker's Meeting was  most informative since our members and guests received first hand information about Naples residential real estate. Cindy Carroll, an expert real estate appraiser , has been in the appraisal business for many years and has seen boom and bust real estate values.
Cindy spoke about the most recent, 2005- 2015 real estate market and how values peaked in 2005-2006 followed by a rapid decent in values. Many speculators found themselves holding property only to be forced into "short sale" and also many properties landed in foreclosure.

The builders returned in 2012 and by 2013, they were building in errnest. By 2014-2105 the inventory of homes still fell short of demand but the inventory has begun to satisfy demand and the market is now considered to be healthy.

Naples encompases a large area and market conditions vary by location. Near the water locations are still the top value and inner locations in the northeast portion are not increasing much in value at this time. Ms Carroll stated many facts that affects property values and categories of golf community homes as well as newer residential communities which have not stressed on being a golfing community. She stressed that golf courses are expensive to build and maintain  and many have opted to skip the golfing aspect.

Questions about Vanderbilt Country Club values were asked and from the little MLS listings, Cindy said it is times difficult to have a fair appraisal. She stated that condo values have increased handsomely and that the fact our community has upgraded our fitness center, clubhouse and golf course our values will only increase.

The meeting ended with a token of appreciation for the time Cindy had taken from her busy schedule to inform our members.

Monday, November 23, 2015


THE RIGHT ANGLE MEN’S CLUB NOVEMBER MEETING AT VANDERBILT COUNTRY CLUB

On a beautiful South Florida day, The Right Angle Men's Club of Vanderbilt Country Club had the pleasure of comradery, a buffet lunch and a terrific guest speaker from the Naples Daily News. Mr. Manny Garcia, the Executive Editor of the paper, provided interesting insights into how the paper is run, the local and national environment as well as his own background.

This first meeting of the 2015/2016 season was held on November 19th with over 80 attendees in Vanderbilt Country Club’s lovely and recently renovated main dining room. While enjoying a wonderful lunch, the members could take in the view from the main dining room windows which look out over the just completed golf course renovation project. The VCC Right Angle Club strives to provide “The Right Angle” on issues of interest and importance to its members and guests.   

The meeting began with the Pledge of Allegiance, a 50/50 raffle and the introduction of our guest speaker by Mr. Bill Cooper. Mr. Garcia spoke about his Cuban heritage and his growth and development in this country, the operation of the paper and also dealt with many issues and questions that are relevant to the Right Angle membership. Some of the areas he covered were:   

1)      Operation of the Naples Daily News:
a.      The Naples Daily News was recently purchased by Gannett.
b.      The Gannett management team is looking to leverage some of the best practices implemented at the Naples Daily News at other papers that they own.
c.       The Naples Daily News is housed in an amazing building with state of the art facilities.
d.      The printing of the paper is done on a high speed, state-of-the art printing press. 
e.      There are roughly 45K subscribers off season and 100K subscribers in season.
f.        In addition to the local markets, key markets for the paper include Cuba and Venezuela.  
g.      Mr. Garcia discussed the electronic distribution of content and the way the Naples Daily News is adopting to that environment by making changes to their existing mobile device delivery mechanism.
h.      Mr. Garcia ended this part of his discussion by offering a facility tour to any interested members of the VCC Right Angle Club.
2)      Questions and topical discussion areas of interest to the membership included:  
a.      The Naples area being a dynamic place for growth and great for journalism. 
b.      Cuba has become a much more open environment with blogs out to the world now on mobile devices.
c.       The top stories going forward potentially include a state wide analysis of the beach restoration and a state wide look at how funding is used in the criminal justice system.
d.      The permitting process in Naples.

Mr. Garcia concluded with a discussion of the “Investigator’s Verse” from Luke 12:2-3.

There is nothing concealed that will not be disclosed, or hidden that will not be made known. What you have said in the dark will be heard in the daylight, and what you have whispered in the ear in the inner rooms will be proclaimed from the roofs.

He was one of our most interesting and entertaining speaker to-date and provided a great way to kick off the first meeting of the Right Angle Club for the new season.

The meeting was adjourned at approximately 1:30 with Paul L’Esperance presenting a modest token of the club’s appreciation to Mr. Garcia.   



Sunday, April 12, 2015

Christopher Vernon, ESQ


        THE RIGHT ANGLE MEN’S CLUB APRIL MEETING 

The Right Angle Men's Club met on April 9, 2015 to enjoy comradery, a buffet lunch and to listen to the Mr. Christopher Vernon esq. discuss “Investor Protection 2015”.    

The meeting began with the Pledge of Allegiance, a 50/50 raffle and the introduction of our guest speaker by Roccy DeFrancesco. Mr. Vernon spoke about how to choose the right financial advisor, how to avoid financial scams and the issues with fake and high risk investment products. Some of the areas he covered were:   

1)      How to choose an investment advisor
a.      Perform due diligence on a financial advisor by using the FINRA.ORG web site
b.      Make sure they have errors and omissions insurance
c.       Ask about standards of care and investigate suitability of potential investment products
d.      Make sure that the investment advisor is either a Chartered Financial Analyst (CFA) or a Certified Financial Planner (CFP) as the other titles are much easier to obtain
2)      Make sure the actual investments of a fund mirrors what the fund is designed to provide, for example:
a.      The Charles Schwab Yield Plus Fund was actually invested in risky California Mortgaged Backed Securities (MBS)
b.      The UBS 100% Principle Protected Note was actually an unprotected note from Lehman Brothers which went bankrupt
3)      Investment risk, including:
a.      Liquidity risk
b.      Transparency
c.       Margin buying

Mr. Vernon handled questions from Right Angle Members and provided advice and guidance in areas of selecting investments and choosing a financial advisor.

The meeting was adjourned at approximately 1:30 with Paul L’Esperance wrapping up a very successful VCC Right Angle Men’s Club in the 2014/2015 season.  

Monday, March 23, 2015

DR. ALLEN WEISS, PRESIDENT & CEO OF NCH


        THE RIGHT ANGLE MEN’S CLUB MARCH MEETING 

The Right Angle Men's Club met on March 19, 2015 to enjoy comradery, a plated lunch and to listen to the CEO of NCH Healthcare, Dr. Allen Weiss. The theme of Dr. Weiss’ talk was “The Future of Healthcare Is Now”.   

The meeting began with the Pledge of Allegiance, a 50/50 raffle and the introduction of our guest speaker by Bill Cooper.  Dr. Weiss spoke about the technological evolution in delivering healthcare services and some of the new capabilities being piloted today at NCH and Sloane Kettering which included:   

1)      IBM’s Watson computer providing better patient diagnosis than humans at Sloane Kettering
2)      “Doctors on Demand” using Skype and FaceTime for diagnosis over the web
3)      “Smart Pills” that can signal when medicine has entered the stomach to help insure elderly patients are taking their medicine
4)      “Smart Rooms” at NCH that use Radio Frequency for patient vital signs and medical records
5)      Advances in Telemedicine     
6)      The use of robots in Collier County to deliver clot busting medicine to stroke patients which can significantly reduce delivery time in a very time sensitive process
7)      The use of “Regenerative Medicine” at the Mayo clinic for issues like cancer of the larynx

NCH is very focused on quality of patient care and improving the outcomes for the patients that they serve. Dr. Weiss discussed a program at NCH to monitor patient mortality for Sepsis (blood infection) in the Intensive Care Unit (ICU) that was instituted using Statistical Quality Control Methods and 6 Sigma. That program has reduced the mortality rate from 34% to 8% for ICU sepsis. This has significantly improved both patient outcomes by preventing many mortalities as well as lowering the cost to deliver the service.  

Florida, as a state, is in the 2nd quintile for quality of healthcare in the United States.  An individual’s zip code is the best predictor for life expectancy. The use of sewers and “potable water” has been the most significant factor in improving life expectancy worldwide. In the future, you can expect to see further exploitation of technology to improve patient outcomes as well as reduce the cost of medical care in both the United States broadly as well as in Collier County.

Dr. Weiss answered several questions and concerns from our members including a description of the new NCH facility being built at Collier and Immokalee which will have an emergency room and 20K square feet of full service hospital facilities and offices for family physicians.

The meeting was adjourned at approximately 1:30 with Paul L’Esperance announcing the next meeting date and speaker.  

Tuesday, February 17, 2015

RIGHT ANGLE MEN'S CLUB FEBRUARY MEETING





The Right Angle Men's Club met on February 12, 2015 to enjoy camaraderie, a plated lunch and to listen to Stephen Myers from Angel Eyes UAV. Mr. Myers is the president of the company that focuses on Unmanned Aerial Vehicles or DRONES.  

The meeting kicked off with the Pledge of Allegiance, a 50/50 raffle and the introduction of our guest speaker by Bill Cooper.  After opening remarks, Mr. Myers discussion of UAVs covered the following major topics:   

1   1)      UAV definitions and classification
2   2)      Legal aspects and implication of UAVs
3   3)      Application and use of drone (UAV) technology    

Some of the key points from his discussion were:

Unmanned Ariel Systems have been in use since WWII when balloons were used to drop bombs. UAVs are ideal for use with tasks that humans should not be involved with because they are one of the “4Ds”- Dull, Dirty, Dangerous or Difficult.

There is much grey area today with regulation of UAVs. The confusion is due to both the lack of regulation and many commercial and non-commercial uses of UAVs. While the US lags other countries, Florida is very friendly to the aviation industry. There are many issues with UAVs including detection and avoidance, spectrum, secure GPS and certification.
 
The uses for UAVs include:
1   1)      Detecting hot spots on houses or commercial buildings.
2   2)      Multi-spectral detection for crop growth and vegetation, including golf courses.
3   3)      Volumetric studies.
4   4)      Corona discharge for electric wires.
  
In the future, you can expect more safety features for UAVs including parachutes, personal airspace protection, deterrents for flight interruption and capability to block jamming of UAV control transmission.
Mr. Myers answered several questions and concerns from our members including the FAA's proposed laws.

The following link contains a summary of the FAA’s suggestions for proposed laws:

The meeting was adjourned at approximately 1:30 with Paul L’Esperance announcing the next meeting date and speaker.